A Powerful Rating Engine, for Data-Driven Underwriting.
Signo’s rating engine delivers precise pricing and smarter risk decisions—fast.

SIGNO’s digital rating engine applies algorithmic underwriting to produce highly accurate pricing and deeper risk insight—driving consistency across decisions and giving underwriters a measurable edge in the market.
Deploy a fully digital rating engine and launch instantly. Generate real-time quotes, act on opportunities without delay, and give underwriters immediate clarity—all within a single, streamlined platform.
23+
Hours given back to your team
10x
More precise risk scoring
100%
Accuracy in instant quote generation
How It Works
A digital rating engine speeds up underwriting by generating instant, accurate quotes and delivering real-time risk insights—letting underwriters act faster and make smarter decisions.
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Our Modules
Choose Other Modules
Select additional modules to build the plan that works best for your business.
Access SIGNO’s underwriting intelligence with DecisionAI, turning complex data into clear insights that drive faster, more confident underwriting decisions.
Leverage a UBO Knowledge Graph to model entity relationships and beneficial ownership structures, enabling deeper risk analysis and stronger due diligence.
Streamline your quote-to-bind journey with a single platform that delivers speed, consistency, and control.
PLANS
Signo Plans.
All prices are in GBP and charged per user and exclusive of VAT.
MOST POPULAR
Smart Start
Get your pricing to market faster. A production-grade rating engine built from your existing models.
What is Included:
Module 1 — Rating Engine
Features:
Implementation fee
Monthly Subscription Fee
Outcome-based Pricing
Cloud-hosted Rating Engine
Custom Configurations
Rating Audit Trail
Quote Documentation
Maintenance Package
What You'll Unlock:
Time to market cut from months to days
Zero reliance on external developers to update rates
Full model transparency for capacity providers
Scale
Price smarter and select risk with confidence. Layer intelligence onto every submission to improve decisions and grow a better book.
What is Included:
Module 1 — Rating Engine
Module 2 — Contextual Underwriting Intelligence
Module 3 - UBO Knowledge Graph
Features:
Everything in Smart Start, plus:
DecisionAI - Your Digital Underwriter
Contextual Underwriting Intelligence
Real-time Data Enrichment
UBO & Corporate Structure Knowledge Graph
Sanctions & Watchlist Screening
Unified Risk Intelligence
Instant Asset Profiling
Contextual Risk Mapping
Automated Risk Scoring & Recommendations
What You'll Unlock:
Fewer bad risks written - improved loss ratio over time
Compliance evidence built into every bind decision
Underwriters handling more submissions with less effort
Signature
Your complete end-to-end insurance platform. From first submission to bound policy and beyond — all in one place, fully branded for your business.
What is Included:
Module 1 - Rating Engine
Module 2 - Contextual Underwriting Intelligence
Module 3 - UBO Knowledge Graph
Module 4 - Quote & Bind Platform
Features:
Everything in Scale, plus:
End-to-end Quote & Bind Platform
Risk Appetite Rules Engine
Coverholder Portal
Automated Referral Triage
Delegated Authority Management
Bordereaux & Reporting Automation
Executive Portfolio Dashboard
White Label Products
Real-time Portfolio Performance
Management Information, Analytics & Reporting
Dedicated Account Manager
Live Customer Chat
What You'll Unlock:
One platform replaces four disconnected systems
Bordereaux errors eliminated - carrier relationships protected
Bind-to-document time reduced to under 60 seconds effort
Empower Your Business with Signo.
Unified Risk Intelligence
Gain a complete view of an asset’s risk, ownership, and exposure, equipping underwriters with the context required to make informed decisions.
Instant UBO Visualisations
Visualise UBO connections through interactive node graphs within any engine search, revealing risks and accelerating due diligence.
Seamless Quote-to-Bind Journey
Streamline underwriting with automation and connected workflows, accelerating the path from submission to quote.
Quotes.
Payments.
Policies.
Claims.
Support.
HOW IT WORKS
Join The Revolution.
Transform your business with Signo. Get started today and step into the future of digital insurance.
A trusted partner.
You're in good hands.
Backed by years of experience and cutting-edge technology, Signo enables regulated coverholders to operate with confidence in a digital-first world.



