Contextual Underwriting Intelligence.

Unlock AI-powered insights that transform complex data into clear, actionable context.

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Contextual Underwriting Intelligence

Signo’s underwriting intelligence, DecisionAI, embeds real-time insight directly into the underwriting workflow. Underwriters access live market data instantly, enabling faster risk assessment, more accurate pricing, and informed decisions without relying on delayed or fragmented sources.

By bringing live data into a single platform, DecisionAI ensures pricing and risk evaluation continuously reflect current market conditions. Enable your underwriters to act instantly with real-time data and decision-ready insight.

23+

Hours given back to your team

10x

More precise risk scoring

100%

Confidence in every risk assessment

Our Suite of Intelligence Engines.

Explore our suite of intelligence engines — seamlessly combining data, analytics, and insight to help you make faster, smarter, and more confident decisions.

Aircraft

Gain access to full aircraft profile, risk score, operator history, hull class

Yacht

Unlock vessel insights with full profiles, flag information, classifications, and key risk indicators.

Property

Discover rebuild costs, detailed property profiles, and associated risk indicators.

Collections

Access luxury item valuations drawn from a database of 1.2 million sold items.

How It Works

Contextual Underwriting Intelligence accelerates decision-making by transforming complex data into actionable insights—helping underwriters assess risk faster and make smarter, more confident decisions.

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Our Modules

Choose Other Modules

Select additional modules to build the plan that works best for your business.

Unlock SIGNO’s rating engine to apply algorithmic underwriting and deliver accurate, consistent pricing for all risks.

Leverage a UBO Knowledge Graph to model entity relationships and beneficial ownership structures, enabling deeper risk analysis and stronger due diligence.

Streamline your quote-to-bind journey with a single platform that delivers speed, consistency, and control.

PLANS

Signo Plans.

All prices are in GBP and charged per user and exclusive of VAT.

MOST POPULAR

Smart Start

Get your pricing to market faster. A production-grade rating engine built from your existing models.

What is Included:

Module 1 — Rating Engine

Features:

Implementation fee

Monthly Subscription Fee

Outcome-based Pricing

Cloud-hosted Rating Engine

Custom Configurations

Rating Audit Trail

Quote Documentation

Maintenance Package

What You'll Unlock:

Time to market cut from months to days

Zero reliance on external developers to update rates

Full model transparency for capacity providers

Scale

Price smarter and select risk with confidence. Layer intelligence onto every submission to improve decisions and grow a better book.

What is Included:

Module 1 — Rating Engine

Module 2 — Contextual Underwriting Intelligence

Module 3 - UBO Knowledge Graph

Features:

Everything in Smart Start, plus:

DecisionAI - Your Digital Underwriter

Contextual Underwriting Intelligence

Real-time Data Enrichment

UBO & Corporate Structure Knowledge Graph

Sanctions & Watchlist Screening

Unified Risk Intelligence

Instant Asset Profiling

Contextual Risk Mapping

Automated Risk Scoring & Recommendations

What You'll Unlock:

Fewer bad risks written - improved loss ratio over time

Compliance evidence built into every bind decision

Underwriters handling more submissions with less effort

Signature

Your complete end-to-end insurance platform. From first submission to bound policy and beyond — all in one place, fully branded for your business.

What is Included:

Module 1 - Rating Engine

Module 2 - Contextual Underwriting Intelligence

Module 3 - UBO Knowledge Graph

Module 4 - Quote & Bind Platform

Features:

Everything in Scale, plus:

End-to-end Quote & Bind Platform

Risk Appetite Rules Engine

Coverholder Portal

Automated Referral Triage

Delegated Authority Management

Bordereaux & Reporting Automation

Executive Portfolio Dashboard

White Label Products

Real-time Portfolio Performance

Management Information, Analytics & Reporting

Dedicated Account Manager

Live Customer Chat

What You'll Unlock:

One platform replaces four disconnected systems

Bordereaux errors eliminated - carrier relationships protected

Bind-to-document time reduced to under 60 seconds effort

Empower Your Underwriters with DecisionAI.

Real-Time Data Enrichment

Enrich every quote you receive for deeper insight using live data.

Unified Risk Intelligence

Access a 360° view of an asset’s risk, ownership, and exposure, giving your underwriters the full context needed to assess risk.

Instant Asset Profiling

Create structured asset profiles instantly, allowing your underwriters to understand key details without manual research.

Contextual Risk Mapping

Transform complex risk relationships and ownership structures into clear visual insights that are easy to interpret.

Automated Risk Scoring

Automate risk indicators using intelligent models that support faster and more confident underwriting decisions.

Integrated Compliance & Due Diligence

Instantly surface ownership information and compliance signals to support stronger underwriting due diligence.

Faster Quote-to-Bind Workflows

Streamline underwriting processes with automation and connected workflows to accelerate the journey from submission to quote.

Portfolio-Level Risk Insights

Aggregate underwriting data across portfolios to help insurers monitor exposure and make more informed strategic decisions.

KEY FEATURES

Unlock the Future of Underwriting.

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HOW IT WORKS

Join The Revolution.

Give your underwriters an unrivalled edge with Signo's Contextual Underwriting Intelligence. Get started today and step into the future of digital insurance.

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One-Click Efficiency

Resolve quotes, adjust terms, and finalise policies instantly.

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Automation At It's Core

Reduce manual tasks and accelerate workflows.

Seamless Customer Connection

Engage clients with an intuitive digital experience.

Data-Driven Underwriting

Algorithmic underwriting for smart risk assessment and instant quotes.

Live Quote Optimisation

DecisionAI (BETA) fine-tunes pricing and terms in real time.

Intelligent Referral Handling

Read, score, and apply terms automatically with DecisionAI (BETA).

Automated Adjustments

DecisionAI (BETA) auto aligns pricing and terms with risk assessment.

One-Click Efficiency

Resolve quotes, adjust terms, and finalise policies instantly.

A tablet is open to a page that says `` get a new quote ''.

One-Click Efficiency

Resolve quotes, adjust terms, and finalise policies instantly.

A tablet with a payment page on it.

Automation At It's Core

Reduce manual tasks and accelerate workflows.

A tablet with a screen that says `` your company '' on it.

Seamless Customer Connection

Engage clients with an intuitive digital experience.

Data-Driven Underwriting

Algorithmic underwriting for smart risk assessment and instant quotes.

Live Quote Optimisation

DecisionAI (BETA) fine-tunes pricing and terms in real time.

Intelligent Referral Handling

Read, score, and apply terms automatically with DecisionAI (BETA).

Automated Adjustments

DecisionAI (BETA) auto aligns pricing and terms with risk assessment.

One-Click Efficiency

Resolve quotes, adjust terms, and finalise policies instantly.

Automation At It's Core

Reduce manual tasks and accelerate workflows.

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Backed by years of experience and cutting-edge technology, Signo enables regulated coverholders to operate with confidence in a digital-first world.